Legal Disclaimer

1. About This Website

Havana Suites, accessible at havanasuites.com, is an informational and educational website that discusses potential future opportunities related to Cuba's real estate, investment, construction, travel, and food industries.

All content on this website is provided solely for general informational, educational, and research purposes. This website does not facilitate, broker, arrange, or enable any transactions, deals, investments, property purchases, rentals, or any other commercial activity in Cuba or related to Cuba.

2. OFAC / U.S. Sanctions Compliance Notice

• Facilitate, enable, or broker any transactions involving Cuban interests as defined under OFAC regulations
• Accept payments for Cuban goods, services, or properties
• Connect buyers or investors with Cuban government entities, Cuban nationals, or entities with blocked interests
• Provide services that would require an OFAC specific license for Cuba-related transactions
• Assist in circumventing U.S. sanctions laws in any manner

All content discussing Cuba real estate, investment, or business opportunities is purely speculative and hypothetical, describing potential scenarios that may become possible if and when U.S. sanctions on Cuba are lifted, modified, or if applicable OFAC licenses are obtained. Such scenarios are not currently achievable under existing U.S. law for most U.S. persons.

User Responsibility: It is the sole responsibility of each user to understand and comply with all applicable U.S. and international laws, including OFAC regulations, before taking any action based on information found on this website. Violation of OFAC regulations can result in civil penalties of up to $1,000,000 per violation and/or criminal penalties including imprisonment. We strongly advise consulting with an attorney who specializes in U.S. sanctions law before taking any action related to Cuba.

For official guidance on Cuba sanctions, visit: U.S. Treasury OFAC — Cuba Sanctions Program

3. No Investment, Legal, Financial, or Tax Advice

Nothing on this website constitutes, or should be construed as:

• Investment advice or a recommendation to buy, sell, or hold any asset, security, or investment
• Legal advice or a legal opinion on any matter
• Tax advice or guidance on tax treatment of any transaction or investment
• Financial advice or recommendations regarding financial planning, wealth management, or asset allocation
• Accounting advice or opinions on accounting treatment

All investment, legal, tax, and financial decisions should be made only after consulting with qualified, licensed professionals who are familiar with your specific circumstances and with applicable Cuban, U.S., and international law.

4. No Real Estate Brokerage or Agency

Any discussion of real estate opportunities, property types, neighborhoods, or market dynamics in Cuba is entirely informational and educational. We do not have access to Cuban property listings, and we do not represent, endorse, or guarantee any property described or referenced on this website.

Cuban property rights are governed by Cuban law, which differs fundamentally from U.S. property rights. Historical property claims may exist on properties in Cuba stemming from nationalizations and expropriations that occurred after the Cuban Revolution. The resolution of such claims is uncertain and subject to ongoing legal and political processes.

5. Speculative and Forward-Looking Content

A significant portion of the content on this website is speculative, hypothetical, and forward-looking in nature. This includes but is not limited to:

• Discussions of future real estate prices, values, or market conditions in Cuba
• Projections or estimates of potential investment returns
• Descriptions of investment opportunities that may become available in the future
• Analysis of potential political or economic reforms in Cuba
• Comparisons to other markets as indicators of potential future Cuban market performance

Forward-looking content involves known and unknown risks, uncertainties, and other factors that may cause actual results, performance, or achievements to differ materially from those expressed or implied. Do not place undue reliance on speculative content.

The use of words such as "may," "will," "expect," "anticipate," "believe," "estimate," "plan," "potential," "future," "opportunity," or similar expressions is intended to identify speculative, forward-looking content.

6. No Guarantees About Cuba's Market or Legal Framework

We make absolutely no guarantee, representation, or warranty about:

7. Political and Regulatory Risk

Cuba operates under a unique political, legal, and economic system that creates extraordinary risks for any potential investor or business participant:

• Cuba's legal and regulatory environment is subject to change at any time without notice, including changes that could eliminate, restrict, or fundamentally alter previously available opportunities
• The Cuban government retains broad powers to nationalize, expropriate, or otherwise restrict private property and business activities
• U.S. sanctions on Cuba may be tightened, maintained, or eased depending on political developments beyond anyone's control
• Property rights in Cuba are fundamentally different from U.S. property rights and do not carry the same legal protections
• Contract enforceability, dispute resolution, and access to courts in Cuba may be severely limited compared to the United States
• Currency controls, capital controls, and restrictions on repatriation of profits may apply
• Cuba's unique economic model may create unforeseen obstacles to business operations

8. Cuban Property Rights and Historical Claims

Users should be aware that Cuba's property rights framework is fundamentally different from that of the United States:

• The Cuban government, following the 1959 Revolution, nationalized and expropriated large amounts of privately held property, including property owned by U.S. citizens and businesses
• Many of these expropriation claims remain unresolved and are tracked by the U.S. Foreign Claims Settlement Commission
• The Helms-Burton Act (LIBERTAD Act), specifically Title III, provides a private right of action for U.S. nationals whose property was confiscated by Cuba and is now being "trafficked" by third parties
• Engaging in transactions involving properties subject to such claims may expose parties to significant legal liability under U.S. law
• Any future opening of Cuba's real estate market would need to navigate these complex historical property claims

This website does not provide guidance on identifying, evaluating, or navigating historical property claims. Users should consult with attorneys specializing in U.S.-Cuba relations and international property law.

9. Third-Party Links and Content

This website may contain links to third-party websites, publications, data sources, and other external content. We are not responsible for:

• The accuracy, completeness, or reliability of any third-party content
• The privacy practices or terms of service of third-party websites
• Any information, products, or services offered by third parties
• Any losses or damages arising from your use of third-party content or websites

The inclusion of any link or reference to third-party content does not constitute our endorsement or recommendation of that content.

10. Email Sign-Up and Communications

If you sign up for our email list or submit any contact form on this website:

• You will receive informational updates about Cuba-related developments based on your stated interest area
• Your sign-up does not create any professional relationship of any kind — not a broker-client, advisor-client, attorney-client, or any other professional relationship
• Our communications are informational only and do not constitute professional advice
• You may unsubscribe at any time by clicking the unsubscribe link in any email
• We will handle your information as described in our Privacy Policy

11. Professional Consultation Required

• A licensed attorney familiar with U.S. sanctions law, OFAC regulations, Cuban law, and international business law
• A licensed accountant or CPA familiar with the tax implications of international investments
• A licensed real estate professional in the relevant jurisdiction(s)
• A licensed financial advisor or investment professional registered with the SEC or FINRA
• An OFAC sanctions compliance specialist if you believe any Cuba-related activity may be applicable to your situation

The complexity of U.S.-Cuba legal and regulatory matters requires expert professional guidance. No website, blog, or informational resource — including this one — is a substitute for qualified professional advice tailored to your specific circumstances.

12. Limitation of Liability and Indemnification

To the fullest extent permitted by law, Havana Suites, its operators, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from or related to your use of, or reliance on, the content of this website.

You agree to indemnify and hold harmless Havana Suites and its related parties from any claims, losses, liabilities, expenses, or damages (including attorneys' fees) arising from your use of this website, your violation of these notices, or your violation of any applicable law.

See our complete Terms of Use for the full limitation of liability and indemnification provisions.

13. Governing Law

This disclaimer and all matters relating to it shall be governed by the laws of the State of Florida, United States of America. Any disputes arising hereunder shall be resolved exclusively in the courts of Miami-Dade County, Florida.

14. Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting. We encourage you to review this page regularly. Your continued use of this website after any changes constitutes your acceptance of the revised disclaimer.

15. Contact

For questions about this disclaimer, please contact us at info@havanasuites.com.